The cost of starting a business is a major reason why most people shy away from working at home. They fear investing too much money that could potentially be used for other more important things, so they don’t. Stumbling upon a not so affordable home based business opportunity that seems to be legit is intimidating to a lot of people. Most people looking for home work aren’t rich and don’t have hundreds of dollars to invest. It just seems much safer to just continue working as they always have.For those of you who have looked a few business opportunities, but have decided not to invest, there is good news. Not all work-from-home businesses require an outrageous start-up cost. You can safely find things to do online that will make you money for little to no investment. A few of them are as follows:1. Blogging – Blogging is an affordable home based business opportunity because it’s free. First, go to either Blogger.com or WordPress.com and create an account. Next, go to Google AdSense to create an account as well. To make a legitimate amount of income, your blog should be about something you enjoy talking about. Create content that centers around your interest. Add a product to your blog related to your interest. For example, if you’re blogging about working from home, find an affiliate product such as an eBook or instructional guide on how to become successful from home. Keep your content interesting so people continue to come back. Add a few graphics to make your blog interesting. After a few months, you should be able to generate at least a couple hundred dollars per month.2. Freelance Writing – Freelance writing is another affordable home based business opportunity because it also requires no start-up cost. A few websites that provide freelance writers to earn money are associatedcontent.com, suite101.com, helium.com, textbroker.com, and demandstudios.com. As an independent contractor, you’ll need to set up your own website (perhaps by using Blogger or WordPress) to advertise your services and attract personal clients.3. Sales – Starting a home sales business is usually one of the first things people think of when working from home. Everyone has their own idea of what they would like to sell, and if they do not, there are hundreds of opportunities out there that provide supplies, training, personal websites, business cards, etc. The only downside is that there is a start-up cost and monthly membership involved in almost all home sales businesses. Costs can range from $50.00 to $200.00 or more to start, depending on the opportunity you choose. Monthly fees usually do not exceed $100.00, which really isn’t that much considering earning potential.Unless you have some great big idea that requires a huge down payment, you won’t be required to spend your life savings on a business venture. Sometimes it pays to be on the safe side. An affordable home based business opportunity won’t leave you hanging high and dry in the financial department.

What are the best rated home based businesses of 2009? As you know, a successful home based business can give you a tremendous opportunity to fire your boss, end that daily commute, and have much more of that needed time with your loved ones. Unfortunately, finding a legitimate home business opportunity can prove to be very difficult. You really need to do your due diligence to find the best opportunity that is right for you and your family. To help you with your research efforts, I would like to give you more information regarding businesses that I have come across. In my opinion, these are the top three best rated home based businesses of 2009.1. Medical Billing & Coding:This is an industry that has found favor with many stay at home moms who are trying to bring in another source of income for their family. Medical Billing and Coding consists of properly coding procedures that were administered to patients, and submitting those claims to the insurance carrier. This allows the medical provider to receive payment for his or her services. This industry does have a steep learning curve, and it is recommended that you have prior office experience. If you do not have experience in this industry, there might be someone in your local area who can offer you more information and expertise.2. Product Sales From Home or Online:Selling products from home is still a very popular choice for many. Many people are selling products like cosmetics, purses, home decor, etc. Many people are beginning to offer these sort of products via an online retail store, or website. If you participate in an opportunity like this one, I encourage you to utilize the power of the internet to market your business. I will go into more detail about this later on in my article. Many people are still participating in the traditional efforts of referring to family and friends, organizing hotel meetings, and hosting product shows for this sort of business. In my opinion, only using these methods can prove to be very difficult to achieve long-term success.3. Online Marketing:This home based business is my personal favorite. I have found that more and more people are finding tremendous success in this online business. With Online Marketing, you are using proven techniques and strategies to drive targeted traffic to a website where you offer a product or service. It does not matter if you are already involved in another business opportunity, Online Marketing can give you the increased exposure that your business thrives on, and give you a steady stream of new prospective customers. All you need is the right training, a computer, and an internet connection.

When you are looking at the possible options for renting out a property, you might want to consider the wide range of responsibilities you might have to accept if you are looking to do this by yourself. Maintaining a rental property and dealing with tenants is likely to be a difficult prospect of those that haven’t been involved in this area in the past. Luckily, with the wide range of companies that are able to offer a highly efficient property management service, you have complete access to support that is able to ensure that the entire process of renting a property goes as smooth and profitable as possible.

When you start researching the variety of services provided by the property management companies you will soon appreciate there are a great number of benefits to use these particular services. Here are some of the main reasons for hiring the services of the management companies:

Standard of tenant: In the process of renting out the property the management companies will go to great lengths to make certain the tenants are of high standing, which should ensure that there is less likelihood of damage to your property and that the rent will be paid on time. A considerate tenant is also less likely to cause as much wear and tear compared to those that aren’t overly concerned with looking after and maintaining the property.

Offer a variety of services: You might well find that the professional leasing services are able to offer a great number of services, including rent collection, handling the security deposits, terminating the lease, evictions, property inspections, and many other services to make certain that the rent is made in a timely manner each month.

Property filled longer: When you are able to rely on the property management services there is a greater chance that the property will have a tenants, and the chance of having an empty property for long periods of time will be less. They are also able to ensure any improvements for repairs to the property are completed as soon as possible after a tenant moves out, which should make sure the turnover of getting new tenants in quickly and efficiently is that much more achievable.

Keeping tenants happy: A further quality aspects of relying on the management services is that they are able to offer a quality service to assist in areas where problems might need repairing or fixing. By offering a quick and reliable service to ensure any repairs are completed to a high standard means the tenants are kept happy, and as a consequence of that, they are more likely to be long-term and loyal tenants.

Real estate refers to immovable property such as land, which also includes rivers or streams that may be part of the land, as well as any physical structures that may be affixed to the land like houses, buildings or commercial establishments.

The terms “real estate” and “real property” are often understood to mean the same thing, although in some circles, real property refers to the rights of the owner over the real estate. Both terms are used mainly in common law, which is further divided into property law, the laws that refer specifically to the property, and contract law, the laws which refer specifically to the rights of the person over the property.

For centuries, people have viewed land as the primary measure of wealth. Even today, land comprises a large part of the fortunes of the wealthiest individuals and nations. Developing countries who are rich in real estate use this to attract foreign investments that can spur economic growth. However, in recent years, economists have noted that the key real estate investments into developing countries have been derailed by the lack of effective laws to safeguard such investments.

The leading source of capital for purchasing and developing land real property is mortgages. These are loans that banks grant to individuals who use the real property as collateral. Mortgages are favorable endeavors for banks because they can’t lose: either the borrower successfully repays his loan with interest or if the buyer cannot pay his loan, the bank can claim the rights to the property through foreclosure, which is an action that is decided in a court of law. Once the property is foreclosed, the bank can sell it to recoup its loan.

This is where economists raise a howl. An analysis of international banking and real estate laws reveals that, in many developing countries, there is no effective way for a lender to foreclose. With no legal or institutional protection, many investors are discouraged from investing in real estate in developing countries. Often, the mortgage loan industry is only open to a select few, mostly engaged in by a cabal of well-connected families who frequently use their social connections in matters of foreclosure.