Basics of Real Estate

Real estate refers to immovable property such as land, which also includes rivers or streams that may be part of the land, as well as any physical structures that may be affixed to the land like houses, buildings or commercial establishments.

The terms “real estate” and “real property” are often understood to mean the same thing, although in some circles, real property refers to the rights of the owner over the real estate. Both terms are used mainly in common law, which is further divided into property law, the laws that refer specifically to the property, and contract law, the laws which refer specifically to the rights of the person over the property.

For centuries, people have viewed land as the primary measure of wealth. Even today, land comprises a large part of the fortunes of the wealthiest individuals and nations. Developing countries who are rich in real estate use this to attract foreign investments that can spur economic growth. However, in recent years, economists have noted that the key real estate investments into developing countries have been derailed by the lack of effective laws to safeguard such investments.

The leading source of capital for purchasing and developing land real property is mortgages. These are loans that banks grant to individuals who use the real property as collateral. Mortgages are favorable endeavors for banks because they can’t lose: either the borrower successfully repays his loan with interest or if the buyer cannot pay his loan, the bank can claim the rights to the property through foreclosure, which is an action that is decided in a court of law. Once the property is foreclosed, the bank can sell it to recoup its loan.

This is where economists raise a howl. An analysis of international banking and real estate laws reveals that, in many developing countries, there is no effective way for a lender to foreclose. With no legal or institutional protection, many investors are discouraged from investing in real estate in developing countries. Often, the mortgage loan industry is only open to a select few, mostly engaged in by a cabal of well-connected families who frequently use their social connections in matters of foreclosure.

Consumer Reviews – The Best Rated Home Based Businesses of 2009

What are the best rated home based businesses of 2009? As you know, a successful home based business can give you a tremendous opportunity to fire your boss, end that daily commute, and have much more of that needed time with your loved ones. Unfortunately, finding a legitimate home business opportunity can prove to be very difficult. You really need to do your due diligence to find the best opportunity that is right for you and your family. To help you with your research efforts, I would like to give you more information regarding businesses that I have come across. In my opinion, these are the top three best rated home based businesses of 2009.1. Medical Billing & Coding:This is an industry that has found favor with many stay at home moms who are trying to bring in another source of income for their family. Medical Billing and Coding consists of properly coding procedures that were administered to patients, and submitting those claims to the insurance carrier. This allows the medical provider to receive payment for his or her services. This industry does have a steep learning curve, and it is recommended that you have prior office experience. If you do not have experience in this industry, there might be someone in your local area who can offer you more information and expertise.2. Product Sales From Home or Online:Selling products from home is still a very popular choice for many. Many people are selling products like cosmetics, purses, home decor, etc. Many people are beginning to offer these sort of products via an online retail store, or website. If you participate in an opportunity like this one, I encourage you to utilize the power of the internet to market your business. I will go into more detail about this later on in my article. Many people are still participating in the traditional efforts of referring to family and friends, organizing hotel meetings, and hosting product shows for this sort of business. In my opinion, only using these methods can prove to be very difficult to achieve long-term success.3. Online Marketing:This home based business is my personal favorite. I have found that more and more people are finding tremendous success in this online business. With Online Marketing, you are using proven techniques and strategies to drive targeted traffic to a website where you offer a product or service. It does not matter if you are already involved in another business opportunity, Online Marketing can give you the increased exposure that your business thrives on, and give you a steady stream of new prospective customers. All you need is the right training, a computer, and an internet connection.

Is a Free Home Based Business Opportunity Really Free?

In this period of economic recession, many people are looking out for alternative ways to make more money. Any good home based business opportunity is more likely to attract the attention of a lot of people as they seriously consider it as an alternative to their existing jobs. Most of us often wonder if such business opportunities are actually free or not.The answer to this question is NO.How Does a Home Based Business Function?Many people perceive that a home based business is one of the easiest things to do. The answer again is IT’S NOT. Even if an opportunity is presented to you for free, you will surely come to a point where you will need to spend money in order to make money. Apart from this, you will need the right mindset, determination and will-power to make the business work.Do not get carried away by the advertisements that are flashed on the Internet about becoming rich overnight. It is true that you can earn a lot from a home based business, but it requires a great deal of effort and learning from your part.Budget:Just like any offline business, an online business opportunity also requires a certain amount of capital investment. The budget depends upon the nature and type of business. You can either take a business loan or do the investment on your own. Just make sure that you invest your hard earned money in the right places. You might need to do intensive research on the business opportunity in order to come to a definite conclusion.Website:Owning a website is as important as owning the shop or a showroom. It is the place where you could display your products and services which can be seen globally. The popularity of your website depends on your website traffic. If you are new to this line of business, you will need to submit your website to the popular search engines or directories.Advertising:Advertising plays a very vital role in the marketing of any product or services. This aspect might eat up a major part of your budget but if the results are good, it will surely be an investment which was well worth it. You will need to be very intelligent with your marketing and promotions and hit the right sort of audience. There are many free advertising resources available online, but you might need to be watchful for scams.Why Home Based Business?A home based business opportunity for additional earnings seems like the need of the hour in this moment of world financial crisis. More and more people are shifting from their 9-5 jobs to a home based business in their quest for financial freedom.ConclusionFrom the above we can see that a so called free home based business opportunity actually requires some financial investment in order to maximize your profits.